Terms and Conditions
Last Updated: June 6, 2026
These Terms and Conditions govern your use of Curiel Financial & Insurance services, website, SMS communications, and email communications.
By using our services or opting into communications, you agree to these Terms and Conditions and our Privacy Policy.
1. Program Description
Curiel Financial & Insurance may send SMS and email communications to individuals who voluntarily opt in.
Communications may include:
Appointment reminders
Appointment confirmations
Service updates
Insurance information
Educational content
Promotional communications
Message frequency may vary.
2. Consent to Receive Messages
By providing your phone number and opting into communications, you authorize Curiel Financial & Insurance to send SMS messages to your mobile device.
Consent is not a condition of purchase.
3. Opt-Out
You may cancel SMS communications at any time by texting STOP to (530) 721-2535.
After sending STOP, you will receive a confirmation message and will no longer receive SMS communications unless you opt in again.
4. Rejoining the Program
If you previously opted out and wish to receive messages again, you may opt back in using the original enrollment method.
5. Help and Support
For assistance with our messaging program, reply HELP to any message or contact us directly:
Phone: (530) 721-2535
6. Message Frequency and Rates
Message frequency varies based on your interactions and service requests.
Message and data rates may apply according to your wireless provider's plan.
Please contact your wireless provider for information regarding your messaging or data charges.
7. Carrier Disclaimer
Wireless carriers are not responsible for delayed or undelivered messages.
8. Privacy
Your participation in our messaging program is also governed by our Privacy Policy.
Please review our Privacy Policy for details regarding how your information is collected, used, and protected.
9. Changes to These Terms
We may modify these Terms and Conditions at any time.
Updated versions will be posted on this page with a revised "Last Updated" date.
10. Contact Information
Curiel Financial & Insurance
Ione, California
Phone: (530) 721-2535
